Monday, June 15, 2009

Drunk Drivers and Uninsured/Underinsured Motorists' Coverage--What You Need To Know

According to a recent report from The National Highway Traffic Safety Association (NHTSA), 566 Ohioans lost their lives to drunk drivers in 2007. That's enough to fill a high school gymnasium. Nationally, 12,998 people lost their lives--enough to fill a football stadium. It's mind boggling to even think about those numbers.

After over tewnty years of representing victims of drunk driving victims, there is one common denominator in drunk driving crashes: most of them carry little to no liability insurance. What this means for the victims is that they eventually have to pursue a claim against their own insurance company to pay for their bills, lost wages, physical injuries, and any future medical costs like surgeries and medications. This is the purpose of buying "uninsured/underinsured motorists'" coverage with your own insurance company.

However, in Ohio, there are 2 major reasons why your "uninusured/underinsured motorists" coverage is probably lousy and won't be enough to protect you financially if you are injured by a drunk driver. There is only 1 solution to correct this problem.

The answer is in my free book: "How To Buy Car Insurance In Ohio To Protect Your Family." Just click on the graphic of the book and you can obtain a free copy.

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